Mortgage
It is a banking product that allows the client to receive a certain amount of money (loan capital) from a credit institution (lender), in exchange for the commitment to repay said amount, together with the corresponding interest, through periodic payments (installments). The difference with other types of loans is that it has an additional guarantee: the acquired property.
Habitability
Minimum conditions that a dwelling must meet to be considered fit to live in.
Horizontality
Horizontal property. Legal regime that regulates the coexistence and rights of the owners in buildings with common elements.
Ecological footprint
Indicator of the environmental impact of a construction or real estate development.
Carbon footprint
Measurement of greenhouse gas emissions generated by a building or construction process.
Urban development authorization
A permit or license that authorizes the use of a property in accordance with urban planning regulations.
Reverse mortgage
A financial product that allows senior citizens to obtain periodic income in exchange for the value of their home, without losing its use.
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