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Bedrooms

Surface area

mín. máx.
0m2450m2

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mín. máx.
0€1.290.000€
Culmia Academy

Real estate dictionary at Culmia Academy

At culmia we seek to facilitate decision making for people. As we know that buying a home is a complex process, we want to introduce you to Culmia Academy, a dictionary of terms related to the real estate sector that will help you to know concepts that you didn't know before.

Definitions with the letter V

A B C D E F G H I K L M N O P R S T U V
The rate changes throughout the life of the loan, depending on the evolution taken as a reference, and it is usually expressed as the sum of the interest rate and a constant percentage.
VAT
VAT (Value Added Tax) is an indirect tax on consumption. It’s a percentage increase in the price of every item we buy and every service we receive. For each purchase, we pay the price of the goods plus the tax percentage that’s applied to its cost.
Is a set of computer techniques that can create simulated images and spaces in which a person, by means of a visual device, has the feeling of being and being able to function in them.
Is a process whereby the real value of a property is calculated, using criteria and guidelines previously defined upon the basis of the International Valuation Standards.
Is used for a loan for which the specific value of the interest rate applicable to it doesn’t remain constant over time but varies in accordance with the evolution of an index or reference known to the parties which is reviewed every period of time agreed upon by the parties.
Is an ISSA initiative that brings a transformational approach to the field of risk and hazard prevention and encompasses three dimensions: safety, health and well-being at all levels of work. Vision Zero was created with the goal of articulating an accident prevention strategy in the workplace to assist organisations worldwide in their occupational health and safety training activities.
Also known as a virtual walk or tour, is a way of getting to know a space by means of non-immersive interaction with a mouse or immersive Virtual Reality, making it possible, depending on the design, to pass through different spaces or places in a given environment.